The infrastructure layer for the new economy.
Absolute Group builds and operates category-defining companies in fintech, productivity and AI. We commit patient capital, embed operating talent, and hold the businesses we build.
Three industries.
One operating thesis.
We build the companies that own the infrastructure other businesses depend on. Three pillars. One operating thesis: compound for decades, not quarters.
Embedded finance & payments
Licensed rails, card-network workflows and stablecoin settlement — the infrastructure layer for how money moves in the new economy.
Workflows for serious work
E-signature, task orchestration and AI-assisted oversight — operating tools built for the rigour of regulated industries.
Agentic systems
Research, market intelligence and the multi-agent platforms that run live workloads — built on a shared AI stack, designed for the rigour of regulated environments.
What we build and operate.
Eight operating companies, each held, capitalised and operated by the Group. Click through for the long version of any.
AbsolutePay
Embedded finance and stablecoin settlement infrastructure. The flagship payments rail of the Group.
AbsoluteFlex
Charge any bill to your credit card. Rent, taxes, payroll, utilities — settled to the recipient as a standard bank transfer.
AbsoluteSign
E-signature for regulated industries. ESIGN, UETA, 21 CFR Part 11, eIDAS, SOC 2 and HIPAA compliant.
AbsoluteAlpha
Proprietary research and market intelligence. Turning live signals and alternative data into a category-defining product.
AbsoluteSport
Data-driven sports intelligence. A professional-grade terminal for analysts and operators — live data, deep models, agentic research.
AbsoluteTask
Internal operating system for the Group. Task orchestration, agent-assisted workflows and project memory across every company.
WhistleBot
AI oversight agent for regulated workflows. Catches anomalies, flags policy breaches, produces audit-grade trails.
AbsoluteAgent
The multi-agent platform behind every Absolute fintech. PaymentBot, ReconcileBot and WhistleBot on one shared ActionGuard queue.
The relationships
behind the rail.
Three anchor relationships that define the Group's distribution, payments infrastructure, and sovereign banking posture for the decade ahead.
Tier-1 Japanese mobile carrier
Strategic solutions partnership signed at the Group level. Joint commercial launch with one of Japan's three Tier-1 mobile carriers — embedding Group infrastructure inside their consumer rails. Counterparty named publicly at joint announcement.
Gate Pay
Payments arm of Gate Global, a Top-2 global crypto exchange. Provides the Group's stablecoin-to-fiat settlement corridor, multi-rail global payouts and the institutional-grade reserve posture our fintech products are built on top of.
Development Bank of Maldives
State-owned development bank of the Republic of Maldives. Together with the Government of Maldives, we are structuring a regulated banking corridor for globally mobile founders, operators and capital — anchored to a sovereign Maldivian framework rather than an offshore workaround.
Operators, not allocators.
The Office of the CEO leads the Group. Functional leaders run each operating company, supported by a Singapore-led executive team across engineering, design, finance, legal and compliance.
Mervin Zhang
Building embedded-finance and AI infrastructure across multiple operating companies. Named to Forbes 40 Under 40 in Tech. Founder of Bountie (acquired by Twitch), a $35M quant fund, and 536 DeFi.
Alexandra Maltseva
Runs the Office of the CEO. Connects strategy to execution across the portfolio and owns board reporting for the Group.
Gilang Ramadhan
Owns the engineering platform every Absolute company runs on. From payments core to the agent orchestration stack.
We don't chase markets. We build the infrastructure that future markets will need, and we hold it long enough for the rest of the world to catch up.
Latest from the Group.
Press, partnerships and product launches across the portfolio. The full archive is in the newsroom.
Tier-1 Japanese mobile carrier · joint launch July 2026
Strategic solutions partnership signed at the Group level with one of Japan's three Tier-1 mobile carriers. Counterparty named at joint announcement.
Read → May 2026 · PartnershipStrategic infrastructure partnership with Gate Pay
Gate Pay — payments arm of Gate Global (50M+ users, 10+ regulatory licenses, $9.48B reserves) — becomes the Group's stablecoin-to-fiat infrastructure partner.
Read → May 2026 · PartnershipDevelopment Bank of Maldives — advanced dialogue
Sovereign banking corridor for globally mobile founders, operators and capital — anchored to a Maldivian regulated framework, not an offshore workaround.
Read →Patient capital,
building the next decade.
Absolute Group raises at the holding-company level — every dollar compounds across the entire portfolio. Qualified investors and strategic partners are welcome to request access to the data room.
Frequently asked questions.
What is Absolute Group?
Absolute Group is a Singapore-headquartered holding and operating company that builds, capitalises and operates category-defining companies across fintech, productivity and AI. It is an operating company, not a venture fund.
What companies does Absolute Group own?
Absolute Group owns and operates eight companies: AbsolutePay and AbsoluteFlex (fintech); AbsoluteSign, AbsoluteTask and WhistleBot (productivity); and AbsoluteAgent, AbsoluteAlpha and AbsoluteSport (AI and intelligence).
Who founded Absolute Group?
Absolute Group was founded by Mervin Zhang, who serves as Founder and Group CEO and was recognised on the Forbes 40 Under 40 in Tech list.
Where is Absolute Group based?
Absolute Group is headquartered in Singapore and operates six offices across APAC and the Gulf.